# Mutual Fund Factsheet: BANK OF INDIA SMALL CAP FUND

**Canonical Source**: https://mfcalc.getabundance.in/fund/145677
**Distributor**: Abundance Financial Services · Atin Kumar Agrawal (AMFI ARN-251838)

## 1. Scheme Overview
| Field | Value |
| --- | --- |
| AMC / Fund House | Bank of India Mutual Fund |
| Category | Equity Scheme - Small Cap Fund |
| Structure | Open Ended |
| AMFI Scheme Code | 145677 |
| ISIN | INF761K01ER3 |
| Current NAV | ₹53.74 (as of 23-Oct-2026) |
| Launch Date | 2018-12-27 (7 years old) |
| Total Fund AUM | ₹3,105 Cr |
| Expense Ratio | 0.81% |
| Primary Benchmark | BSE Smallcap 250 TRI |

## 2. Trailing Performance vs Benchmark (CAGR %)
| Period | BANK OF INDIA SMALL CAP FUND | Benchmark (BSE Smallcap 250 TRI) | Alpha (Outperformance) |
| --- | --- | --- | --- |
| 1 Month | -8.4% | -11.2% | +2.8% |
| 3 Months | -1.7% | -5.3% | +3.6% |
| 6 Months | +11.7% | +18.9% | -7.1% |
| 1 Year | +15.2% | -2.3% | +17.5% |
| 3 Years | +17.5% | +12.7% | +4.8% |
| 5 Years | +16.1% | +13.1% | +3.0% |
| 7 Years | +26.8% | — | — |
| 10 Years | — | — | — |
| Since Inception | +23.9% | — | — |

## 3. Risk & Volatility Metrics
| Metric | Value | Benchmark / Interpretation |
| --- | --- | --- |
| Annualized Volatility (Std Dev) | 19.7% | Measure of fund price variability (Lower is less volatile) |
| Maximum Drawdown | -24.9% | Largest peak-to-trough drop over available history |
| Return / Risk Ratio | 0.89 | Trailing return generated per unit of total risk |
| Sharpe Ratio (3Y) | 0.49 | Risk-adjusted excess return over 6.5% risk-free rate |

## 4. Portfolio Holdings (Top 3 Teaser)
| # | Company / Security | Asset Class | Sector | Portfolio Weight (%) |
| --- | --- | --- | --- | --- |
| 1 | Repo | CASH | Unspecified | 7.2% |
| 2 | HERO MOTORS LIMITED EQ NEW FV RS.10/- | EQUITY | Consumer Discretionary | 2.8% |
| 3 | City Union Bank Ltd | EQUITY | Financial | 2.7% |

> 🔒 **Pro Member Access**: Complete portfolio holdings (102 securities), market-cap allocation (Large/Mid/Small Cap), and full sector exposure are available to Abundance Pro members at https://mfcalc.getabundance.in/fund/145677

## 5. SEBI Liquidity Stress Test
- **Days to Liquidate 50% of Portfolio**: **3 days**
- **Days to Liquidate 25% of Portfolio**: **2 days**
- *Regulatory Context*: Mandated by SEBI under the liquidity stress-testing framework specifically for Small Cap and Mid Cap schemes.

## 6. Regulatory Disclosures & Statutory Citation
> **Statutory Warning**: Mutual fund investments are subject to market risks, read all scheme related documents carefully.
> **Past Performance**: Past performance is not indicative of future returns.
> **Distributor Disclosure**: Published by **Abundance Financial Services** · Atin Kumar Agrawal (AMFI Registered Mutual Fund Distributor ARN-251838). This factsheet is provided strictly for educational and informational purposes and does not constitute investment advice, research, or a financial recommendation.
> **Interactive Tools**: View rolling return charts, peer quartile rankings, and CAS portfolio review at https://mfcalc.getabundance.in