# Mutual Fund Factsheet: DSP Equity Savings Fund

**Canonical Source**: https://mfcalc.getabundance.in/fund/136563
**Distributor**: Abundance Financial Services · Atin Kumar Agrawal (AMFI ARN-251838)

## 1. Scheme Overview
| Field | Value |
| --- | --- |
| AMC / Fund House | DSP Mutual Fund |
| Category | Hybrid Scheme - Equity Savings |
| Structure | Open Ended |
| AMFI Scheme Code | 136563 |
| ISIN | INF740KA1439 |
| Current NAV | ₹21.93 (as of 23-Oct-2026) |
| Launch Date | 2016-03-30 (10 years old) |
| Total Fund AUM | ₹3,334 Cr |
| Expense Ratio | 1.1% |
| Primary Benchmark | NIFTY Equity Savings Index |

## 2. Trailing Performance vs Benchmark (CAGR %)
| Period | DSP Equity Savings Fund | Benchmark (NIFTY Equity Savings Index) | Alpha (Outperformance) |
| --- | --- | --- | --- |
| 1 Month | -1.0% | +1.0% | -2.0% |
| 3 Months | -1.3% | +2.5% | -3.8% |
| 6 Months | -0.2% | +2.8% | -3.0% |
| 1 Year | -0.9% | +5.3% | -6.3% |
| 3 Years | +7.2% | +8.7% | -1.4% |
| 5 Years | +6.4% | +8.4% | -2.0% |
| 7 Years | +7.9% | — | — |
| 10 Years | +7.0% | — | — |
| Since Inception | +7.7% | — | — |

## 3. Risk & Volatility Metrics
| Metric | Value | Benchmark / Interpretation |
| --- | --- | --- |
| Annualized Volatility (Std Dev) | 4.0% | Measure of fund price variability (Lower is less volatile) |
| Maximum Drawdown | -2.7% | Largest peak-to-trough drop over available history |
| Return / Risk Ratio | 1.80 | Trailing return generated per unit of total risk |
| Sharpe Ratio (3Y) | 0.18 | Risk-adjusted excess return over 6.5% risk-free rate |

## 4. Portfolio Holdings (Top 3 Teaser)
| # | Company / Security | Asset Class | Sector | Portfolio Weight (%) |
| --- | --- | --- | --- | --- |
| 1 | Cash Margin | CASH | Unspecified | 33.1% |
| 2 | HDFC Bank Ltd | EQUITY | Financial | 7.3% |
| 3 | Axis Bank Ltd | EQUITY | Financial | 4.7% |

> 🔒 **Pro Member Access**: Complete portfolio holdings (120 securities), market-cap allocation (Large/Mid/Small Cap), and full sector exposure are available to Abundance Pro members at https://mfcalc.getabundance.in/fund/136563

## 5. SEBI Liquidity Stress Test
- **Status**: Not applicable (SEBI liquidity stress-testing disclosures are mandated specifically for Small Cap and Mid Cap mutual funds).

## 6. Regulatory Disclosures & Statutory Citation
> **Statutory Warning**: Mutual fund investments are subject to market risks, read all scheme related documents carefully.
> **Past Performance**: Past performance is not indicative of future returns.
> **Distributor Disclosure**: Published by **Abundance Financial Services** · Atin Kumar Agrawal (AMFI Registered Mutual Fund Distributor ARN-251838). This factsheet is provided strictly for educational and informational purposes and does not constitute investment advice, research, or a financial recommendation.
> **Interactive Tools**: View rolling return charts, peer quartile rankings, and CAS portfolio review at https://mfcalc.getabundance.in