# Mutual Fund Factsheet: ICICI Prudential Banking and PSU Debt Fund

**Canonical Source**: https://mfcalc.getabundance.in/fund/112342
**Distributor**: Abundance Financial Services · Atin Kumar Agrawal (AMFI ARN-251838)

## 1. Scheme Overview
| Field | Value |
| --- | --- |
| AMC / Fund House | ICICI Prudential Mutual Fund |
| Category | Income/Debt Oriented Schemes - Banking and PSU Debt Fund |
| Structure | Open Ended |
| AMFI Scheme Code | 112342 |
| ISIN | INF109K01RT3 |
| Current NAV | ₹34.63 (as of 23-Oct-2026) |
| Launch Date | 2010-01-04 (16 years old) |
| Total Fund AUM | ₹8,743 Cr |
| Expense Ratio | 0.4% |
| Primary Benchmark | CRISIL Banking and PSU Debt Index |

## 2. Trailing Performance vs Benchmark (CAGR %)
| Period | ICICI Prudential Banking and PSU Debt Fund | Benchmark (CRISIL Banking and PSU Debt Index) | Alpha (Outperformance) |
| --- | --- | --- | --- |
| 1 Month | -0.6% | +0.7% | -1.4% |
| 3 Months | -0.2% | +2.1% | -2.4% |
| 6 Months | +1.7% | +4.3% | -2.6% |
| 1 Year | +3.7% | +8.1% | -4.4% |
| 3 Years | +6.5% | +7.7% | -1.2% |
| 5 Years | +6.0% | +6.7% | -0.7% |
| 7 Years | +6.4% | — | — |
| 10 Years | +6.6% | — | — |
| Since Inception | +7.7% | — | — |

## 3. Risk & Volatility Metrics
| Metric | Value | Benchmark / Interpretation |
| --- | --- | --- |
| Annualized Volatility (Std Dev) | 1.4% | Measure of fund price variability (Lower is less volatile) |
| Maximum Drawdown | -0.6% | Largest peak-to-trough drop over available history |
| Return / Risk Ratio | 4.63 | Trailing return generated per unit of total risk |
| Sharpe Ratio (3Y) | -0.02 | Risk-adjusted excess return over 6.5% risk-free rate |

## 4. Portfolio Holdings (Top 3 Teaser)
| # | Company / Security | Asset Class | Sector | Portfolio Weight (%) |
| --- | --- | --- | --- | --- |
| 1 | NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | DEBT | Financial | 4.7% |
| 2 | Repo | CASH | Unspecified | 4.0% |
| 3 | LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC | DEBT | Financial | 4.0% |

> 🔒 **Pro Member Access**: Complete portfolio holdings (98 securities), market-cap allocation (Large/Mid/Small Cap), and full sector exposure are available to Abundance Pro members at https://mfcalc.getabundance.in/fund/112342

## 5. SEBI Liquidity Stress Test
- **Status**: Not applicable (SEBI liquidity stress-testing disclosures are mandated specifically for Small Cap and Mid Cap mutual funds).

## 6. Regulatory Disclosures & Statutory Citation
> **Statutory Warning**: Mutual fund investments are subject to market risks, read all scheme related documents carefully.
> **Past Performance**: Past performance is not indicative of future returns.
> **Distributor Disclosure**: Published by **Abundance Financial Services** · Atin Kumar Agrawal (AMFI Registered Mutual Fund Distributor ARN-251838). This factsheet is provided strictly for educational and informational purposes and does not constitute investment advice, research, or a financial recommendation.
> **Interactive Tools**: View rolling return charts, peer quartile rankings, and CAS portfolio review at https://mfcalc.getabundance.in