# Mutual Fund Factsheet: JM Dynamic Term Fund

**Canonical Source**: https://mfcalc.getabundance.in/fund/101806
**Distributor**: Abundance Financial Services · Atin Kumar Agrawal (AMFI ARN-251838)

## 1. Scheme Overview
| Field | Value |
| --- | --- |
| AMC / Fund House | JM Financial Mutual Fund |
| Category | Income/Debt Oriented Schemes - Dynamic Term Fund |
| Structure | Open Ended |
| AMFI Scheme Code | 101806 |
| ISIN | INF192K01700 |
| Current NAV | ₹43.04 (as of 23-Oct-2026) |
| Launch Date | 1998-01-13 (28 years old) |
| Total Fund AUM | ₹53 Cr |
| Expense Ratio | 0.44% |
| Primary Benchmark | CRISIL Dynamic Bond Index |

## 2. Trailing Performance vs Benchmark (CAGR %)
| Period | JM Dynamic Term Fund | Benchmark (CRISIL Dynamic Bond Index) | Alpha (Outperformance) |
| --- | --- | --- | --- |
| 1 Month | -0.5% | +0.8% | -1.2% |
| 3 Months | -0.3% | +2.2% | -2.5% |
| 6 Months | +1.3% | +4.4% | -3.2% |
| 1 Year | +1.9% | +8.3% | -6.5% |
| 3 Years | +6.0% | +7.8% | -1.8% |
| 5 Years | +5.4% | +6.8% | -1.4% |
| 7 Years | +5.4% | — | — |
| 10 Years | +5.9% | — | — |
| Since Inception | +5.2% | — | — |

## 3. Risk & Volatility Metrics
| Metric | Value | Benchmark / Interpretation |
| --- | --- | --- |
| Annualized Volatility (Std Dev) | 2.0% | Measure of fund price variability (Lower is less volatile) |
| Maximum Drawdown | -0.9% | Largest peak-to-trough drop over available history |
| Return / Risk Ratio | 3.00 | Trailing return generated per unit of total risk |
| Sharpe Ratio (3Y) | -0.23 | Risk-adjusted excess return over 6.5% risk-free rate |

## 4. Portfolio Holdings (Top 3 Teaser)
| # | Company / Security | Asset Class | Sector | Portfolio Weight (%) |
| --- | --- | --- | --- | --- |
| 1 | GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | DEBT | Entities | 12.2% |
| 2 | Power Finance Corporation Ltd SR-155 Bonds 7.23 05/01/2027 | DEBT | Financial | 8.6% |
| 3 | REC LIMITED SERIES 192 7.50 BD 28FB30 FVRS10LAC | DEBT | Financial | 8.6% |

> 🔒 **Pro Member Access**: Complete portfolio holdings (17 securities), market-cap allocation (Large/Mid/Small Cap), and full sector exposure are available to Abundance Pro members at https://mfcalc.getabundance.in/fund/101806

## 5. SEBI Liquidity Stress Test
- **Status**: Not applicable (SEBI liquidity stress-testing disclosures are mandated specifically for Small Cap and Mid Cap mutual funds).

## 6. Regulatory Disclosures & Statutory Citation
> **Statutory Warning**: Mutual fund investments are subject to market risks, read all scheme related documents carefully.
> **Past Performance**: Past performance is not indicative of future returns.
> **Distributor Disclosure**: Published by **Abundance Financial Services** · Atin Kumar Agrawal (AMFI Registered Mutual Fund Distributor ARN-251838). This factsheet is provided strictly for educational and informational purposes and does not constitute investment advice, research, or a financial recommendation.
> **Interactive Tools**: View rolling return charts, peer quartile rankings, and CAS portfolio review at https://mfcalc.getabundance.in