# Mutual Fund Factsheet: Tata Gilt Fund

**Canonical Source**: https://mfcalc.getabundance.in/fund/101042
**Distributor**: Abundance Financial Services · Atin Kumar Agrawal (AMFI ARN-251838)

## 1. Scheme Overview
| Field | Value |
| --- | --- |
| AMC / Fund House | Tata Mutual Fund |
| Category | Income/Debt Oriented Schemes - Gilt Fund |
| Structure | Open Ended |
| AMFI Scheme Code | 101042 |
| ISIN | INF277K01519 |
| Current NAV | ₹78.03 (as of 23-Oct-2026) |
| Launch Date | 2002-09-27 (24 years old) |
| Total Fund AUM | ₹845 Cr |
| Expense Ratio | 0.3% |
| Primary Benchmark | CRISIL Dynamic Gilt Index |

## 2. Trailing Performance vs Benchmark (CAGR %)
| Period | Tata Gilt Fund | Benchmark (CRISIL Dynamic Gilt Index) | Alpha (Outperformance) |
| --- | --- | --- | --- |
| 1 Month | -1.9% | +0.8% | -2.7% |
| 3 Months | -2.7% | +2.3% | -4.9% |
| 6 Months | +0.4% | +4.5% | -4.1% |
| 1 Year | -0.7% | +8.4% | -9.1% |
| 3 Years | +4.8% | +7.9% | -3.1% |
| 5 Years | +4.5% | +7.0% | -2.5% |
| 7 Years | +4.7% | — | — |
| 10 Years | +5.2% | — | — |
| Since Inception | +8.9% | — | — |

## 3. Risk & Volatility Metrics
| Metric | Value | Benchmark / Interpretation |
| --- | --- | --- |
| Annualized Volatility (Std Dev) | 3.8% | Measure of fund price variability (Lower is less volatile) |
| Maximum Drawdown | -4.0% | Largest peak-to-trough drop over available history |
| Return / Risk Ratio | 1.26 | Trailing return generated per unit of total risk |
| Sharpe Ratio (3Y) | -0.36 | Risk-adjusted excess return over 6.5% risk-free rate |

## 4. Portfolio Holdings (Top 3 Teaser)
| # | Company / Security | Asset Class | Sector | Portfolio Weight (%) |
| --- | --- | --- | --- | --- |
| 1 | GOVERNMENT OF INDIA 37699 GOI 27JL41 7.06 FV RS 100 | DEBT | Entities | 43.0% |
| 2 | GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | DEBT | Entities | 40.8% |
| 3 | GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | DEBT | Entities | 6.1% |

> 🔒 **Pro Member Access**: Complete portfolio holdings (7 securities), market-cap allocation (Large/Mid/Small Cap), and full sector exposure are available to Abundance Pro members at https://mfcalc.getabundance.in/fund/101042

## 5. SEBI Liquidity Stress Test
- **Status**: Not applicable (SEBI liquidity stress-testing disclosures are mandated specifically for Small Cap and Mid Cap mutual funds).

## 6. Regulatory Disclosures & Statutory Citation
> **Statutory Warning**: Mutual fund investments are subject to market risks, read all scheme related documents carefully.
> **Past Performance**: Past performance is not indicative of future returns.
> **Distributor Disclosure**: Published by **Abundance Financial Services** · Atin Kumar Agrawal (AMFI Registered Mutual Fund Distributor ARN-251838). This factsheet is provided strictly for educational and informational purposes and does not constitute investment advice, research, or a financial recommendation.
> **Interactive Tools**: View rolling return charts, peer quartile rankings, and CAS portfolio review at https://mfcalc.getabundance.in